# عايزة أعمل ميكروبليدنج حرام ولا حلال !! .. والشيخ أشرف الفيل يحسم الجدل

Source: https://www.youtube.com/watch?v=kn40pwQLYUs
Recap page: https://rapidrecap.app/video/kn40pwQLYUs
Generated: 2025-07-21T17:36:28.878+00:00

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## Quick Overview

Working in a bank's credit department dealing with interest is forbidden, but operations involving administrative fees or subsidized loans are permissible. Microblading for cosmetic enhancement is forbidden as it alters God's creation, but it is permissible if it corrects a natural defect or medical condition that draws undue attention.

**Key Points:**
- Working in a bank's credit department dealing with interest is generally forbidden in Islam.
- Bank operations involving administrative fees or subsidized loans (e.g., 3-5% interest from the state) are permissible.
- Loans taken from a bank with interest, even if one has existing funds, are forbidden as they constitute usury.
- Microblading for purely cosmetic enhancement or changing natural appearance is forbidden as it alters God's creation.
- Microblading is permissible if it corrects a natural defect or a medical condition (e.g., missing eyebrow hair) that causes significant distress or draws undue attention.
- The permissibility of microblading for defects is akin to eating carrion in necessity, meaning it's allowed only when truly needed to remove a noticeable flaw.

![Screenshot at 0:00: Female host in a colorful shirt and white hijab, sitting on a couch](https://ss.rapidrecap.app/screens/kn40pwQLYUs/00-00-00.png)

**Context:** The video features a female host and a male religious scholar (Sheikh Ashraf Al-Fil) on an Egyptian TV show. A caller named Amal from Cairo asks two questions: one about the permissibility of working in a bank, specifically in departments dealing with credit and interest, and another about the Islamic ruling on microblading eyebrows, particularly for natural imperfections.

## Detailed Analysis

The caller, Amal, asks about the permissibility of her work in a bank, primarily dealing with credit cards and interest (0:16). She also asks if the ruling differs based on the department (0:33). Her second question concerns microblading eyebrows, specifically if it's permissible for someone with naturally incomplete or sparse eyebrows (1:10). Sheikh Ashraf Al-Fil clarifies that not all bank operations are forbidden. He distinguishes between different types of credit and interest. He states that credit management involving subsidized loans (e.g., 3-5% interest from the state) or administrative fees is permissible (2:31). However, he explicitly states that operations involving usurious interest, where the bank profits significantly at the expense of the borrower, are forbidden (2:51). He emphasizes that taking a loan with interest when one already has funds (e.g., using a loan to buy a car instead of one's own savings) is forbidden, as it is a form of usury that harms the individual (5:57). Regarding microblading, the Sheikh explains that if it's for purely cosmetic enhancement or changing one's natural appearance, it is forbidden as it constitutes altering God's creation (6:53). However, if it is done to correct a natural defect or a medical condition (e.g., a missing part of an eyebrow) that draws undue attention or causes distress, it is permissible. He likens this to "necessity making the forbidden permissible," but stresses that it should only be done to remove a noticeable flaw, not for mere beautification (7:18).

### Caller's Questions

- Inquiry about working in a bank's credit/interest department
- Question about microblading for naturally incomplete eyebrows

### Ruling on Bank Work

- Permissible operations include subsidized loans and administrative fees
- Forbidden operations involve usurious interest that harms the borrower
- Taking loans with interest when personal funds are available is forbidden

### Ruling on Microblading

- Forbidden for cosmetic enhancement or altering natural appearance
- Permissible for correcting natural defects or medical conditions that draw undue attention
- Permissibility is limited to necessity, not mere beautification

![Screenshot at 0:00: Female host in a colorful shirt and white hijab, sitting on a couch](https://ss.rapidrecap.app/screens/kn40pwQLYUs/00-00-00.png)
![Screenshot at 0:51: Wide shot of the studio with the female host and the male Sheikh sitting on separate couches](https://ss.rapidrecap.app/screens/kn40pwQLYUs/00-00-51.png)
![Screenshot at 0:59: Close-up of the male Sheikh with a white cap and beard, gesturing while speaking](https://ss.rapidrecap.app/screens/kn40pwQLYUs/00-00-59.png)
![Screenshot at 2:44: Wide shot of the studio with the male Sheikh speaking and the female host listening](https://ss.rapidrecap.app/screens/kn40pwQLYUs/00-02-44.png)
![Screenshot at 4:15: Female host listening intently, holding a pen and notebook](https://ss.rapidrecap.app/screens/kn40pwQLYUs/00-04-15.png)
![Screenshot at 6:02: Female host making a gesture with her hands, expressing concern](https://ss.rapidrecap.app/screens/kn40pwQLYUs/00-06-02.png)
![Screenshot at 6:43: Male Sheikh explaining a point with hand gestures](https://ss.rapidrecap.app/screens/kn40pwQLYUs/00-06-43.png)
![Screenshot at 7:49: Female host with hands clasped, listening](https://ss.rapidrecap.app/screens/kn40pwQLYUs/00-07-49.png)