# 5 Growth ETFs That Make Millionaires (2 Are NEW)

Source: https://www.youtube.com/watch?v=YxZ5KVP0xC4
Recap page: https://rapidrecap.app/video/YxZ5KVP0xC4
Generated: 2026-08-09T18:43:24.171+00:00

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## The Gist

Five specific growth ETFs complement each other without massive overlap: Vanguard S&P 500, VanEck Semiconductor, Roundhill Memory, Defiance Quantum, and Tema Space Innovators. Allocating across these funds balances broad market stability with targeted thematic exposure.

## Quick Overview

An investor can build a high-growth portfolio without redundant holdings by strategically combining broad index funds with targeted thematic ETFs. Brian breaks down five distinct funds, showing how their underlying stocks overlap, which accounts suit each asset, and how to split an investment dollar across them for maximum efficiency.

**Key Points:**
- Buying the exact market peak before major crashes still yields long-term positive annual returns if left alone.
- Vanguard S&P 500 ETF (VOO) holds over 500 companies with an expense ratio of 0.03% and returned 15.5% annually over the last decade.
- VanEck Semiconductor ETF (SMH) holds 25 semiconductor companies, caps single-stock weights at 20%, and returned 34% annually over the last decade.
- Roundhill Memory ETF (DRAM) focuses strictly on memory chip makers like Micron, Samsung, and SK Hynix, capturing high sector growth.
- Defiance Quantum ETF (QTUM) holds 89 companies equally weighted around 1%, with only 12% tied directly to actual quantum computing.
- Tema Space Innovators ETF (NASA) holds 38 manually picked space economy companies with a 0.75% expense ratio.
- Brian recommends putting stable core funds like VOO and SMH in taxable brokerage accounts while holding cyclical thematic funds in tax-advantaged IRAs.
- A recommended portfolio split allocates 80% to core taxable funds like VOO and SMH, and 20% across DRAM, QTUM, and NASA in an IRA.

![Screenshot at 14:40: The final portfolio allocation breakdown dividing funds between taxable accounts and IRAs.](https://ss.rapidrecap.app/screens/YxZ5KVP0xC4/00-14-40.jpg)

**Context:** Many investors struggle with portfolio overlap, accidentally buying the same mega-cap stocks across multiple funds while suffering from poor market timing. Brian examines five distinct exchange-traded funds to demonstrate how to achieve diversified growth without duplicating holdings or paying unnecessary taxes.

## Detailed Analysis

Brian analyzes five growth ETFs, evaluating their holdings, expense ratios, 10-year returns, and portfolio overlaps. He argues that timing the market matters less than leaving investments alone, emphasizing that holding core funds like VOO and SMH provides stability while thematic funds capture hyper-growth in memory, quantum computing, and space. By evaluating stock weights across funds like DRAM, QTUM, and NASA, Brian demonstrates how to construct a balanced portfolio that avoids accidental over-concentration in companies like Nvidia while optimizing tax efficiency using taxable and IRA accounts.

### #1 - Vanguard S&P 500 ETF (VOO)

The foundational index fund representing the largest public companies in America.

- VOO holds over 500 large-cap public companies weighted by market capitalization with an expense ratio of 0.03%.
- Top holdings receive disproportionate weight, meaning $76 of a $1000 investment goes to Nvidia while only $6 goes to Costco.
- Over the last ten years, VOO returned 15.5% annually, turning $10000 into $42000.
- This fund serves as the stable bedrock of the portfolio, allowing riskier holdings to fluctuate without crashing the total investment.

![Screenshot at 02:35: Fund snapshot of VOO showing its top holdings and asset size.](https://ss.rapidrecap.app/screens/YxZ5KVP0xC4/00-02-35.jpg)

### #2 - VanEck Semiconductor ETF (SMH)

A high-conviction semiconductor sector fund targeting chip designers and manufacturers.

- SMH holds the 25 largest US-listed semiconductor companies with an expense ratio of 0.35% and a dividend yield of 0.20%.
- The fund caps individual company weightings at 20%, forcing the fund to sell winning stocks and redistribute capital when they grow too large.
- Over the past ten years, SMH returned 34% annually, transforming a $10000 investment into $186000.
- The fund experienced a severe 45% peak-to-trough drawdown in 2022, requiring high risk tolerance from investors.

![Screenshot at 08:01: Fund snapshot of SMH highlighting its 20% cap rule and top semiconductor holdings.](https://ss.rapidrecap.app/screens/YxZ5KVP0xC4/00-08-01.jpg)

### #3 - Roundhill Memory ETF (DRAM)

A concentrated fund focusing exclusively on memory chip manufacturers.

- DRAM holds 12 companies with an expense ratio of 0.65% and no dividend distribution.
- Micron, Samsung, and SK Hynix account for roughly 75% of the entire fund's holdings.
- The fund provides direct access to memory chip makers that supply hardware for artificial intelligence infrastructure.
- DRAM is kept in an IRA account so the investor can reallocate holdings without triggering an immediate tax event.

![Screenshot at 06:47: Fund snapshot of DRAM showing heavy concentration in Micron, Samsung, and SK Hynix.](https://ss.rapidrecap.app/screens/YxZ5KVP0xC4/00-06-47.jpg)

### #4 - Defiance Quantum ETF (QTUM)

A diversified fund targeting quantum computing and transformative technology sectors.

- QTUM holds 89 companies equally weighted around 1% with an expense ratio of 0.48% and a dividend yield of 0.84%.
- Only about 12% of the fund's holdings are tied directly to actual quantum computing companies.
- Around 20% of the fund consists of foreign-listed companies that standard S&P 500 funds do not hold.
- The equal-weight strategy prevents any single company from sinking or carrying the entire fund.

![Screenshot at 11:17: Fund snapshot of QTUM displaying its 89 equally weighted holdings.](https://ss.rapidrecap.app/screens/YxZ5KVP0xC4/00-11-17.jpg)

### #5 - Tema Space Innovators ETF (NASA)

A specialized thematic fund covering the commercial space economy.

- NASA holds 38 companies spanning satellite operators, launch providers, and space infrastructure with an expense ratio of 0.75%.
- The fund manager manually picks every company without relying on a pre-existing index.
- Top holdings include SpaceX, Rocket Lab, Viasat, and EchoStar.
- Most companies in this fund are currently unprofitable, making it a high-risk position kept in an IRA.

![Screenshot at 10:14: Fund snapshot of NASA showing its manual selection of space economy companies.](https://ss.rapidrecap.app/screens/YxZ5KVP0xC4/00-10-14.jpg)