# 12 Tiny Habits I Needed to Learn to Become a Millionaire

Source: https://www.youtube.com/watch?v=0ZXRxAvmVmI
Recap page: https://rapidrecap.app/video/0ZXRxAvmVmI
Generated: 2025-11-16T18:33:18.426+00:00

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## Quick Overview

The speaker reveals 12 tiny habits that contributed to their wealth accumulation, emphasizing that success comes from consistent, often uncomfortable, daily actions like avoiding TV, negotiating daily, auditing time, and actively seeking out successful connections, rather than waiting for external validation or easy solutions.

**Key Points:**
- Habit 1: Throw out your TV, as U.S. adults spend nearly half a day interacting with media, which sabotages earning potential.
- Habit 3: Negotiate one thing every day, citing Harvard research that negotiators earn an average of $5,000 more annually.
- Habit 4: Hang around people with bigger bank accounts, as having just one wealthy friend can boost an individual's income mobility by 2-3 percentiles.
- Habit 6: Audit your time weekly by tracking activities in a spreadsheet, categorizing them by impact (e.g., 'Makes Me Money' in green).
- Habit 7: Delete, Delete, Delete—specifically, deleting apps that steal time, energy, or decision-making ability.
- Habit 10: Maintain a 'Not-to-Do List' that includes things like picking people up from the airport or attending 'pick your brain' coffee meetings.
- Habit 12: Sell something every day, as this practice directly correlates with wealth building, unlike merely doing things that feel productive.

![Screenshot at 00:04: The speaker stands next to dumpsters while holding a large television, illustrating the first habit: 'Throw out your TV' to reclaim time wasted on media consumption.](https://ss.rapidrecap.app/screens/0ZXRxAvmVmI/00-00-04.png)

**Context:** The video presents a list of 12 'Tiny Habits That Made Me Rich,' shared by the speaker, Codie Sanchez. The content is framed as actionable, data-backed advice designed to shift viewers from passive consumption to active wealth creation through deliberate, consistent daily actions, often requiring stepping outside one's comfort zone.

## Detailed Analysis

The speaker outlines 12 tiny habits that she credits with making her rich, structured as a list. The first habit is to eliminate the TV because American adults spend nearly half a day consuming media, which she argues costs earning opportunities. She supports this with Nielsen data showing adults spend about 3 hours per day watching TV, which negatively impacts cognitive function and earning potential. Habit 2 focuses on 'How You Start Is How You Finish,' advocating for proactive morning routines like laying out workout clothes or exercising first thing. Habit 3 emphasizes daily negotiation, supported by Harvard research showing negotiators earn an average of $5,000 more annually over a 40-year career. Habit 4 suggests surrounding oneself with wealthier, more ambitious people, referencing a Stockholm University study showing one wealthy friend can boost low-income individuals' adult income mobility by 2-3 percentiles. Habit 5 is to audit your time weekly, tracking activities and color-coding them by their impact (e.g., green for 'Makes Me Money'). Habit 6 warns that 'Your Time Is Leaking' and should be treated as capital. Habit 7 is 'Delete, Delete, Delete'—removing things that steal time, energy, or decision-making power. Habit 8, 'Headphones On, World Off,' is about blocking external distractions to maintain focus, citing NIH research on concentration benefits. Habit 9 is to 'Do One Unpopular Thing Every Day' to build mental resilience and growth by embracing discomfort. Habit 10 is Codie's specific 'Not-to-Do List,' which includes avoiding picking people up at the airport, wearing stilettos for over an hour, taking unsolicited calls, and attending 'pick your brain' coffee meetings. Habit 11 is 'One Ask Per Day,' such as asking for a discount or a mentor. Habit 12 is to 'Sell Something Every Day,' whether a product or service, as sales activity directly impacts wealth creation, unlike busywork.

### The 12 Wealth Habits

- Throw out your TV
- How You Start Is How You Finish
- Negotiate One Thing Every Day
- Hang Around People With Bigger Bank Accounts
- Audit Your Time
- Your Time Is Leaking
- Delete, Delete, Delete
- Headphones On, World Off
- Do One Unpopular Thing Every Day
- The 'Not to Do' List
- One Ask Per Day
- Sell Something Every Day

### Habit 3

- Negotiation Strategy: Never accept the first offer; ask questions like, 'Why can't I have this? Is it against the rules of physics?' or 'Is it illegal to do so?'

### Habit 5 & 6

- Time and Equity Auditing: Track equity weekly using a color-coded calendar (Green=Makes Money, Yellow=Personal/Other, Red=Makes Me Miserable/Loses Money) to identify time leaks.

### Habit 7 & 8

- Eliminating Distractions: Delete time-stealing apps, and use headphones to block external noise to enter flow state for deep work sessions.

### Habit 10

- Codie's Not-to-Do List: Includes not picking people up from the airport, avoiding cheaters, not gossiping, not wearing stilettos for over an hour, and not saying 'that's impossible' or 'I can't'.

### Habit 12

- Selling Daily: Sell something (product, service, or idea) every day, as this action, unlike busywork, directly builds wealth.

![Screenshot at 00:04: The speaker physically throws a TV into a dumpster to illustrate the first habit: eliminating TV time.](https://ss.rapidrecap.app/screens/0ZXRxAvmVmI/00-00-04.png)
![Screenshot at 00:38: A Nielsen report graphic appears, stating U.S. adults spend nearly half a day interacting with media, supporting the argument against TV.](https://ss.rapidrecap.app/screens/0ZXRxAvmVmI/00-00-38.png)
![Screenshot at 01:43: A 'How to Start' list begins appearing, starting with '1. Cancel Autopay on Two Streaming Apps' as a first step to reclaiming time.](https://ss.rapidrecap.app/screens/0ZXRxAvmVmI/00-01-43.png)
![Screenshot at 02:05: The speaker contrasts passive consumption \(watching TV\) with active creation \('PASSIVE' vs 'ACTIVE' wealth\).](https://ss.rapidrecap.app/screens/0ZXRxAvmVmI/00-02-05.png)
![Screenshot at 04:40: A graphic showing 'OVER $600,000' in additional lifetime savings resulting from daily negotiation efforts.](https://ss.rapidrecap.app/screens/0ZXRxAvmVmI/00-04-40.png)
![Screenshot at 07:23: A graphic displays a Stockholm University study headline: 'Having Privileged Classmates Can Boost Upward Income Mobility,' supporting Habit 4.](https://ss.rapidrecap.app/screens/0ZXRxAvmVmI/00-07-23.png)
![Screenshot at 12:57: An NIH study graphic appears, showing that reducing social media use improves mental health and focus, supporting Habit 8 \(Headphones On, World Off\).](https://ss.rapidrecap.app/screens/0ZXRxAvmVmI/00-12-57.png)
![Screenshot at 15:55: Codie presents her personal 'Not-to-Do List' on a pink background, featuring 14 items she actively avoids.](https://ss.rapidrecap.app/screens/0ZXRxAvmVmI/00-15-55.png)
![Screenshot at 18:25: A close-up of a document being marked up with a red pen, showing a hand circling names/titles, illustrating the process of tracking equity/activity daily.](https://ss.rapidrecap.app/screens/0ZXRxAvmVmI/00-18-25.png)